Financial Calculators

Run the numbers before the meeting

These planning tools, provided by New York Life, take the guesswork out of getting started. Each one is quick, private, and free. Try a few, note what surprises you, and bring the results to our first conversation. We will turn the estimates into a plan built around your actual life.

Retirement savings

Are you on track? Estimate what your current savings rate could grow to by retirement, and what changing it would do.

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Savings in retirement

See how long your savings might last once you start drawing on them, and how spending and returns change the picture.

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College savings

Estimate what college may cost when your child gets there and what to set aside each month to be ready.

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Life insurance benefits

Estimate how much coverage your family would need to replace income, clear debts, and fund future goals.

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401(k) retirement income

Project what your 401(k) could provide in retirement income based on contributions, matching, and time.

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Final expenses

Understand the funeral and final-expense costs a family may face, and how to plan for them in advance.

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Savings goals

Put a number and a timeline on a specific goal, then see the monthly amount that gets you there.

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Living expenses

Get an honest picture of where your money goes each month, the starting point for every plan we build.

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Annuity tax advantages

Compare how tax-deferred growth inside an annuity can stack up against a taxable account over time.

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Cost of care

Estimate what long-term care may cost in your area, and how that changes the conversation about protection.

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Numbers are the start, not the plan.

A calculator can tell you the gap. A conversation is how we close it. The first one costs nothing and commits you to nothing.

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Calculators are provided by New York Life Insurance Company for educational purposes only. Results are hypothetical estimates based on the information you enter and the assumptions built into each tool; they are not guarantees, projections of future performance, or personalized advice. Please consult your own tax, legal, and financial professionals regarding your specific situation.