For individuals and families, we build strategies designed to help you grow, protect, and pass on what you’ve worked for, through every stage of life. Starting with your goals and your comfort with risk, we bring clarity to what you want and a realistic path for getting there.
WHO THIS IS FOR
Most of the individuals we serve are physicians, attorneys, engineers, corporate directors, and first-generation professionals who are earning more than anyone in their family ever has, and quietly wondering whether they are doing it right. You might be four years out of residency with a strong salary, a student-loan balance that still stings, and a benefits packet you have never fully read. You might have RSUs vesting every quarter, a 401(k) you set up on day one and have not looked at since, and a deferred-compensation election due next month. Or you may have just come into money, through a sale, an inheritance, or the raise that finally made it real, and you want a plan before you make a decision you cannot undo.
That is where we start: not with products, but with the moment you are in. Student loans versus investing. How much house. When to exercise and when to diversify. Whether to max the 401(k), fund the backdoor Roth, or both. How to protect a family that depends on one or two incomes. You will leave every meeting understanding the why.
Here is how that work breaks down.
A thoughtful estate strategy can help minimize tax exposure and make sure the people you love are protected. We work alongside your attorney and tax advisor to assess the impact of state and federal taxes and suggest strategies that fit your family's needs. We do not provide tax or legal advice; please consult your own advisors.
Protecting what you've built is as important as growing it. We help you evaluate strategies that accumulate assets for the future, shield personal and business assets from liabilities, and safeguard the transfer of wealth to children and grandchildren, then choose the course that fits your situation and objectives.
Giving to the causes you care about can also provide income and tax advantages. We'll help you design a giving strategy that aligns with your values and your broader plan. Please seek tax advice from your own tax advisors.
A sound plan protects income and assets against the unexpected. Strategies that account for disability and extended-care costs can help keep a portfolio, and a family, stable when life doesn't go to plan.
Leaving a job brings a decision about your retirement savings. You may leave funds in your former employer's plan (if permitted), move them to a new employer's plan (if available and rollovers are permitted), roll them over to an Individual Retirement Account (IRA), or take a cash distribution. Each option carries different investment choices, services, fees and expenses, withdrawal rules, required minimum distributions (RMDs), and tax consequences. We'll walk through them with you and your tax advisor before you decide.
Through Eagle Strategies LLC, a wholly owned subsidiary of New York Life Insurance Company, we can build an investment approach around your goals, financial situation, time horizon, and risk tolerance. Eagle's platform draws on a wide range of thoroughly vetted third-party investment managers, including separately managed stock and bond portfolios and mutual funds, and every manager is monitored on an ongoing basis. Our aim is an enduring relationship that helps you pursue both short- and long-term wealth management needs.
Every successful journey starts with a roadmap. Retirement, funding education, caring for aging parents or a child with special needs, transitioning a business, leaving a legacy for your heirs or the causes you care about: a solid plan is the first step. Through Eagle Strategies LLC, we deliver personalized financial planning that considers your complete picture, then revisit and adjust it as your life evolves.
Jones & Co Wealth Strategies, LLC and its associates do not provide tax, legal, or accounting advice. Please consult your own advisors before making any decisions.
A first home, a growing family, a new chapter. Whatever is next, we’ll build a plan that fits the life you actually live.